Micro-lending only works when the cost of originating and servicing each loan stays low, even as loan sizes shrink and volumes grow. COREFIN LMS automates the full micro-loan lifecycle on Microsoft Dynamics 365, so small loans don’t mean small margins for you.
Microfinance institutions serve borrowers that traditional banks often can’t - individuals, micro-entrepreneurs and community groups - usually with smaller loan sizes, higher volumes, alternative credit assessment methods, and sometimes group-lending or joint-liability structures. Running that at low operational cost, while still maintaining sound risk controls and donor or investor reporting, is difficult on legacy or manual systems.
COREFIN’s modular pricing and configurable product engine were designed so microfinance institutions can automate the loan lifecycle without carrying enterprise-banking overhead.
Configure individual and group/joint-liability micro-loans, with flexible interest rates, terms, fees and simplified risk-scoring criteria suited to thin-file or alternative-data borrowers.
Streamline high-volume application intake, group formation and guarantor tracking, with predefined checklists that keep underwriting consistent as volumes scale.
Manage flexible repayment schedules - weekly, bi-weekly or seasonal - renewals and top-up loans from a single contract record.
Automate repayment tracking and early-stage collections workflows, including group-liability and guarantor escalation paths where relevant.
Every disbursement, repayment and fee posts automatically to the general ledger through native integration with Microsoft Dynamics 365 Business Central - critical for institutions reporting to donors, investors or regulators.
Give borrowers or agent-assisted field staff simple access to balances and repayment schedules, reducing the manual paperwork burden on loan officers.
Start with core product and contract management at SMB-level cost, add functionality only as you need it.
without custom development for joint-liability structures.
Sales/Customer Engagement plus Business Central for accounting - giving even smaller institutions enterprise-grade security and reporting.
with 16+ years of vertical financial-services experience - including support for start-ups and institutions transitioning off spreadsheets, a common path into microfinance digitization.
Many microfinance institutions start on Excel. COREFIN is built to be the next step - without the cost or risk of a custom-built core system.
+44 (0) 20 7097 7133
Kemp House 152 - 160 City Road, London EC1V 2NX, United Kingdom
contact@core-fin.com
Mon-Fri 8:00 - 16:00
COREFIN is a family of vertical and horizontal digital software solutions based on Microsoft Dynamics 365 & Microsoft Azure cloud, a globally recognized technology platform.
